Personal Banking Accounts

Compare Accounts

Account Name

Gold Discovery

Gold Premium

Gold Benefit

(Age 50+)

Gold Reserve*

Gold Savings*

Chairman's Gold*

Monthly Fee

$10

$15

$8

$10

$5

$25

How to Avoid Monthly Fee

$1,500 minimum daily balance or $5,000 combined daily

Enrolled as Student**

$2,500 minimum daily balance or $7,500 combined daily

$1,500 minimum daily balance or $5,000 combined daily

$2,500 minimum daily balance

$300 minimum daily balance or under age 18

$25,000 minimum daily balance

Interest

No

Yes

(on balances of $2,500 and over)

Yes

(on balances of $500 and over)

Yes

Yes

Yes

Minimum Opening Balance

$100

$100

$100

$2,500

$100

$25,000

Unlimited check writing

Yes

Yes

Yes

No

No

No

*6 transactions per month with unlimited in person deposits and cash withdrawals. A $5 fee will apply to each transaction in excess of 6 transfers or withdrawals by means of preauthorized, automatic or telephone transfer, checks, debit card, point-of-sale, or similar order to another account of yours or to a third party during any calendar month or statement cycle of at least four weeks.

** Proof of enrollment in high school or college required to maintain fee waiver. May be requested on an annual basis to maintain fee waiver.

Member FDIC Insured

Not sure where to begin?

Our Switch Kit* will help you get started on your new accounts! We will be with you every step of the way as you transition to Golden Valley Bank. Talk to a New Accounts Representative today.

 Personal Switch Kit

* The Switch Kit is an application for account opening, Golden Valley Bank does not open deposit accounts online. Golden Valley Bank requires:
 
  • In-person deposit account opening. (Applicants will need to come to one of our locations in-person to complete the account opening.)
  • Original supporting documentation. for openings account. (Photo ID and other required documents)
  • New accounts are subject to approval of Golden Valley Bank, not all applicants will qualify.
  • View or download the  Notice at Collection (PDF)

George Marquez

New Accounts Representative - Chico

gmarquez@goldenvalley.bank

Joelle Campbell

Joelle Campbell

Client Services Officer - Redding

jcampbell@goldenvalley.bank

 

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