Commercial Loans

 

With Your Best Interests In Mind

We know that when businesses thrive, our community does too. Golden Valley Bank is here to help your business grow. Whether it’s time for a new building or you just need some cash flow support, our business loans offer a variety of solutions.

Commercial Lending Options

Real Estate Loans

Deciding to buy or refinance real estate is one of the biggest decisions you’ll make for your business. Let our lending team help you explore your financing options and guide you through the process.

Equipment Financing

The ins and outs of equipment financing are more complicated than you may realize. That’s where Golden Valley Bank comes in. We can custom finance a loan structured around your specific equipment needs.

Operating Lines of Credit

In support of periodic cash flow needs experienced during the normal course of business operations, Golden Valley Bank can also provide secured and unsecured revolving business lines of credit.

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SBA Programs

SBA 504/7a Lending

Are you starting a new business, expanding operations, or buying a building? Golden Valley Bank partners with the Small Business Administration to offer loan solutions with low interest rates and decreased down-payment options.

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Apply for Paycheck Protection Program Forgiveness

Form: 3508S - Loan amount up to $150,000

Download Form

Form: 3508EZ - Loan amount greater than $150,000 and below $2,000,000

Download Form

Form: 3508 - Loan amount of $2,000,000 or greater

Download Form




Economic Injury Disaster Loan

A Direct Loan from the SBA is applied for and completed online only at this web site: www.sba.gov/funding-programs/loans/coronavirus-relief-options

  • Can be repaid over 30 years
  • May be the way to go if a business does not qualify for enough money to meet their needs under the Paycheck Protection Program above

These programs are subject to change as the agencies providing them interpret the CARES Act.

Business Banking Made Easy

Fill out the form at the bottom of this page or call us at (530) 894-1000 to set up an appointment.
Tell us about your business goals so we can help you reach the best possible outcome.

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Ray Block

Ray Block

SVP, Commercial Banking Manager

rblock@goldenvalley.bank
Chico Office

Quinn Velasquez

Quinn Velasquez

VP Credit Administrator

qvelasquez@goldenvalley.bank
Chico Office

Tyler Ruloph

Tyler Ruloph

Commercial Banking

truloph@goldenvalley.bank
Chico Office

Kyle Fales

Kyle Fales

Portfolio Manager

kfales@goldenvalley.bank
Chico Office

Jay Reagan

Jay Reagan

VP Commercial Banking

jreagan@goldenvalley.bank
Redding Office

Eric Woodstrom

Eric Woodstrom

VP Sr. Commercial Banking Relationship Manager

ewoodstrom@goldenvalley.bank
Redding Office

All loans subject to credit approval. NMLS #556386

Start Your Loan Process Today

Golden Valley Bank's lenders strive to be the most knowledgeable and accessible providers of business loans in Butte and Shasta Counties. They work with you to provide tailored financial services to meet your business needs.

 

Open a Business Banking Account

Managing your daily cash flow is one of the most important aspects of running a business. Golden Valley Bank is here to help by providing the Business account that fits your needs.

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