Community Reinvestment Act (CRA)

Public Information



Golden Valley Bank is proud of the community service it provides through our products and services. We believe it helps build better communities in which we live.

The Community Reinvestment Act (CRA) was enacted to encourage insured depository institutions to meet the credit needs of the communities they serve. Areas of focus under the Community Reinvestment Act:

  • Economic Development
  • Affordable Housing
  • Small Business
  • Community Services targeted to low- and moderate-income individuals*

* Low-income is defined as <50% of the Area Median Income. Moderate-income is defined as at least 50% and <80% of Area Median Income.

We are pleased to provide this information online, if you would like to learn more. Please see our CRA Public File link below.

Download CRA Public File