Personal Debit Cards

Golden Valley Bank Visa® Debit Card offers you a convenient and secure way to make everyday purchases and manage your money.

Benefits

Life Made Easy

Use your GVB Visa® Debit Card to make everyday purchases in stores, online or over the phone. Your card is accepted for payment at millions of merchant locations worldwide.

Security

With Visa® chip technology, you can be confident in the purchases you make. Count on built-in fraud protection with Visa's® Zero Liability Policy, making your debit card faster and safer than cash.

Control

Stay on top of your finances the easy way. Use Online and Mobile Banking to track purchases, transfer money, pay bills and more. You can even set up eAlerts to be notified when card transactions are made from your account above a specified amount.

CardValet Logo; Golden Valley Bank

CardValet® allows you to turn your debit card "on" or "off" anytime. When they're "off" ... no one can use your cards. Turn them "on" when you're ready to use them:

  • Helps safeguard your card from fraud
  • Let's you define areas where your card can be used
  • Limit purchases by the type of merchant
  • Set limits on the dollar amount
  • Instant alerts lets you know the minute your card is used

Instantly change your settings, giving you complete control over your debit card.

Enroll today through your Mobile App Store. Enter "Card Valet" in the search menu and have your Business or Personal debit card on hand.

FAQs

Travel

With a Visa® Debit Card, you can make purchases and withdraw cash while traveling internationally:

  • Before you travel, contact us when and where you’re traveling, as well as the cards you’ll be taking with you.
  • Per Visa® Regulation:
    • The International Service Assessment (ISA) Fee Applies to:
      • Purchase or cash disbursement original transactions, including their corresponding reversal transactions
    • The ISA Fee is not assessed on:
      • Credit vouchers
      • Chargeback, Representments or Second Chargeback transactions
      • Transactions originating at US Bases where the Country Code is designated as U.S.A.
  • Issuer International Service Assessment (ISA)
    • Effective April 1, 2005, ISA fee of 1% of transaction amount is assessed to the Issuer on International clearing transactions where Visa performs currency conversion.
    • Effective April 1, 2008, ISA fee of 0.8% of transaction amount is assessed to the Issuer on single currency International clearing transactions.

Chip Technology

A chip adds another layer of security to cards when used at a chip card reader. During the chip transaction, the chip produces a single-use code to validate the transaction, further protecting cards from unauthorized use.

Learn More

Videos

Visit our Education Center for more information on:

  • Identity Theft Protection
  • Chip Cards
  • Online Banking
  • And more!

Don't have a checking account? Contact us today to get started.

Zero Liability protection does not apply to ATM transactions or to PIN transactions not processed by VISA®. You must notify us promptly of any unauthorized use. Please see Visa's® Zero Liability Policy.

 

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