Personal Checking & Money Market

Compare Accounts

Golden Valley Bank Personal Accounts

Account NameMonthly FeeHow to Avoid Monthly FeeInterestMinimum Opening Balance
Gold Discovery $10

$1,500 minimum daily balance or
$5,000 combined daily

Enrolled as Student**

No $100
Gold Premium $15

$2,500 minimum daily balance or
$7,500 combined daily

Yes
(on balances of $2,500 and over)
$100
Gold Benefit
(Age 50+)
$8

$1,500 minimum daily balance or
$5,000 combined daily

Yes
(on balances of $500 and over)
$100
Gold Reserve* $10 $2,500 minimum daily balance Yes $2,500
Gold Savings* $5

$300 minimum daily balance or
under age 18

Yes $100
Chairman's Gold* $25 $25,000 minimum daily balance Yes $25,000

Member FDIC Insured.

*6 transactions per month with unlimited in person deposits and cash withdrawals. A $5 fee will apply to each transaction in excess of 6 transfers or withdrawals by means of preauthorized, automatic or telephone transfer, checks, debit card, point-of-sale, or similar order to another account of yours or to a third party during any calendar month or statement cycle of at least four weeks.

** Enrolled as student in high school or college.

Gold Discovery

Gold Discovery

This account is great for the individual that wants simplicity.

Included with this account:

The Gold Discovery account also has the following features:

  • $1,500 minimum daily balance or $5,000 combined daily balance avoids the monthly service fee
  • Monthly service fee avoided if enrolled as student (high school/college)
  • $10 monthly service charge
  • $100 Minimum opening balance

Member FDIC Insured.

*Upon request, fees charged by another financial institution for using the ATM will be reimbursed up to $5.00 per transaction/withdrawal and up to 5 reimbursements per month.

Gold Premium

Gold Premium

This account is ideal for someone looking for a little more perks to their account.

The Gold Premium Account comes with:

This account also has the following features:

  • $2,500 minimum daily balance or $7,500 combined daily balance avoids the monthly service fee
  • $15 monthly service fee
  • $100 Minimum opening balance
  • Earns Interest - Variable rates compounded daily and paid monthly
  • Minimum balance to earn interest is $2,500

 

Member FDIC Insured.

*Upon request, fees charged by another financial institution for using the ATM will be reimbursed up to $5.00 per transaction/withdrawal and up to 5 reimbursements per month.

Gold Benefit

Gold Benefit

This account is available to clients 50 years of age and older.

The Gold Benefit account comes with:

This account also has the following features:

  • $1,500 minimum daily balance or $5,000 combined daily balance avoids the monthly service fee
  • $8 monthly service fee
  • $100 Minimum Opening Balance
  • Earns interest - Tiered variable rates compounded daily and paid monthly
  • Minimum balance to earn interest is $500

Member FDIC Insured.

*Upon request, fees charged by another financial institution for using the ATM will be reimbursed up to $5.00 per transaction/withdrawal and up to 5 reimbursements per month.

Gold Reserve

Gold Reserve

If you have cash on hand, Golden Valley Bank's Money Market Account can be used to generate extra income.

You reap benefits such as:

  • Potential for higher returns
  • Utilize otherwise idle balances
  • Stability of principal and liquidity
  • Fast access to cash

The Gold Reserve account has the following features:

  • $2,500 minimum daily balance avoids the monthly service fee
  • $10 monthly service fee
  • $2,500 Minimum Opening Balance
  • Tiered premium variable rates, compounded daily and paid monthly
  • 6 transactions per month with unlimited in-person deposits and cash withdrawals*

Member FDIC Insured.

*You may make up to six transfers or withdrawals by means of preauthorized, automatic or telephone transfer, debit card, point-of-sale, or similar order to another account of yours or to a third party during any calendar month or statement cycle of at least four weeks.

 

Community Banking From Anywhere

Golden Valley Bank
Mobile App

Available Now!

 

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