Business Online Banking

Online Banking

Effectively manage your money

With Golden Valley Bank's Business Online Banking you can effectively manage your money with easy to use tools.

Watch video in Education CenterVisit FAQ page.

Account Management

  • View balances and transactions on all of your business accounts
  • Grant employees limited or full access to your accounts
  • Transfer funds between accounts
  • View check images
  • Export into Quicken or QuickBooks automatically with Direct Connect

Transactions

  • Send wires from your computer
  • Make eDeposits from your office
  • Pay bills 
  • Process Direct Deposit of payroll to your employees*
  • Collect or make electronic payments through ACH transfers*

Features

eAlerts

Stay up to date with account notifications delivered to you via text or email. There are several alert options for you to choose from to stay on top of your account activity. Some of them are:

  • Balance Alert: allows you to set a balance threshold in your checking or savings account and notifies you whenever that threshold is met.
  • Balance Notification: notifies you of the available balance in your checking or savings account either daily or weekly.
  • Checks: notifies you when a check for a specific amount or check number posts to your account.
  • Debit/ATM Card: notifies you when card transactions are made from your account above a specified amount. Also allows you to set a notification if an employee or co-signer uses their debit card.

Choose the Alerts option on your home screen.

 

eStatements

Save paper, time and hassle by signing up for eStatements today. Receive an electronic version of your account statements that you currently receive in the mail. Once enrolled, you will no longer receive your statement in the mail; it will now be available via Online Banking. When a new eStatement is ready, we will notify you through email.

  • eStatements are fast, FREE and convenient with easy access to your account statements.
  • eStatements are available for checking and savings accounts.
  • View, print and/or save your statement for easy sharing with your accountant or for long-term storage.
  • Access up to 18 months of statement history (including check images) from the date you first sign up.
  • Avoid mail fraud and mail theft.
  • Anytime, 24/7 access through your online banking portal.

Contact us to sign up by calling 894-1000 or email us.

 

Security Tokens

Golden Valley Bank is proud to deliver the highest level of security for our Business Online Banking customers. We offer an additional layer of security to our log-in process called Security Tokens. This helps ensure that your information is secure, protecting you from fraud and identity theft.

How it Works

Security Tokens verify your identity in two ways. Every time you log in to Business Online Banking, the Bank identifies you, and it lets you identify the Bank.

Learn more details about this extra layer of protection by watching our Security Token video in our Education Center.

 

Direct ConnectDirect Connect Logo

Gain easy access to our Business Online Banking services directly from within QuickBooks. Automatically download posted transactions into QuickBooks using Direct Connect, making your reconciliation process even easier. Direct Connect will help your business avoid double posting of entries and improve accuracy; record and match deposits and save you time.

Getting Started Guides

Windows User GuideMac User Guide.

 

*Subject to credit approval.

ACH Services

Complete transactions electronically

ACH Manager allows you to create electronic payments and deposits. As part of your online banking, you can originate ACH transactions safely and quickly. It's the cost-effective way to handle routine transactions. ACH is used for a wide variety of payments and deposits.

Features

  • Direct Deposit of payroll
  • Payments from customers
  • Vendor payments
  • Recurring transactions
  • Federal Tax payments
  • Transfer funds between accounts

Benefits

  • Increase operating efficiencies and simplify back-office processing
  • Eliminate potential fraud from paper checks
  • Receive support and training from our Electronic Banking Team
  • Enhance security and features

 

Golden Valley Bank offers Same Day ACH

If you need to move money faster and not pay the high wire fees, then we can help!

What can I use Same Day ACH for? 

To send an ACH credit file. Some examples may be:

  • termination payroll
  • hourly pay
  • vendor payments

What is the cutoff time for Same Day ACH transactions?

If you submit your ACH credit file by 10:00 AM then your receiver will have the funds in their account that day!

How do I get setup?

Please contact our Relationship Banking Team to learn more or email ACH@goldenvalley.bank.

 

 Watch video in Education Center.Visit FAQ page.

 

Talk to your Relationship Banker today!

Diann Harger

Diann Carman

SVP Relationship Banking Manager
Chico Area
Phone: (530) 894-4932

Email Diann

Teresa Hines

Teresa Hines

Relationship Banking Officer
Chico Area
Phone: (530) 894-4934

Email Teresa

Christy Davis

Christy Davis

VP Relationship Banking Manager
Redding Area
Phone: (530) 244-2936

Email Christy

Laurie Kee

Laurie Kee

VP Relationship Banking Manager
Oroville Area
Phone: (530) 781-1898

Email Laurie

eDeposit

Is eDeposit for you?

Manage your bank deposits on your schedule. Conveniently make deposits, enjoy later deposit cut-off times, and save yourself a lot of time-without ever leaving the office.

Watch video in Education CenterScanner Care

Does your business:

  • Have multiple locations?
  • Make deposits after normal banking hours?
  • Pay transportation costs to deliver deposits?
  • Receive checks with large dollar amounts?

If you answered YES to any of the above questions, then eDeposit may benefit your company. It's like having a 24-hour teller right in your office.

eDeposit Features & Benefits

  • Save time on preparing deposits
    Preparing deposits electronically is very efficient, reducing labor costs and freeing up staff for other tasks.
  • Save money
    Electronic deposits can reduce trips to the bank and eliminate other fees.
  • Funds are available sooner
    With electronic deposits, checks can be deposited into your account sooner, so your money is working smarter for you.
  • Streamline your cash flow
    Check deposits can easily be made from any remote office or storefront. This makes it easy to consolidate deposits from multiple locations into a single bank.
  • Reduce risk of check fraud
    Faster check clearing may allow you to act sooner on returned checks, increasing your opportunities for collection.
  • Work more securely
    Multiple layers of security include password protection, Internet firewalls, and 128-bit encryption - the highest level of security commercially available.

How does eDeposit work?

Using eDeposit is simple:

  1. Scan checks
    Using a desktop check scanner, simply scan both sides of the checks in a single pass.
  2. Review the deposit
    View images of the scanned checks right on your PC. The dollar amounts for the checks are automatically read, and the deposit is totaled.
  3. Electronically send deposit to the bank
    The deposit is sent to the bank through a secure Internet connection and the funds are deposited into your account.

 

Talk to your Relationship Banker today!

Diann Harger

Diann Carman

SVP Relationship Banking Manager
Chico Area
Phone: (530) 894-4932

Email Diann

Teresa Hines

Teresa Hines

Relationship Banking Officer
Chico Area
Phone: (530) 894-4934

Email Teresa

Christy Davis

Christy Davis

VP Relationship Banking Manager
Redding Area
Phone: (530) 244-2936

Email Christy

Laurie Kee

Laurie Kee

VP Relationship Banking Manager
Oroville Area
Phone: (530) 781-1898

Email Laurie

 

 

eDeposit is subject to approval. Transaction fees may apply. Cutoff time is 5:30 PM PST.

Bill Pay

Pay bills the easy way

Paying your bills is quick and easy with Golden Valley Bank's Bill Pay. No more check writing. No more worrying if you have stamps, envelopes or if the payment was received.

  • Make single payments

  • Schedule recurring and future dated payments

  • View payment history

  • Receive e-bills

For more information about these features, visit our Bill Pay page.

Watch video in Education CenterVisit FAQ page

Wire Manager

Send Money Quickly

Save time by submitting Domestic or International wire transfers remotely.

How it Works

  1. Input the wire instructions in a template
  2. Select “New Wire” from the template
  3. Input Amounts (if amount differs each time)
  4. Click “Submit”
  5. A Golden Valley Bank Employee with call you or a designated contact to verify the wire as an additional security measure.

Wire Manager Help Guide Visit FAQ page

Features

  • Send both Domestic and International wires
  • Receive confirmation and alert emails
  • Establish Dual Approval
    • Set limits and restrictions on employees access
  •  View and approve wires on your Business Mobile App

Benefits

  • Reduces Risk
    • Set control limits
    • Enhanced security
    • A Golden Valley Bank Employee will call a contact of your choosing to verify the wire.
  • Reduces Data Entry
    • Ability to save information used regularly as a template to use again
  • Saves Time
    • Initiate wires from the convenience of your office or business
    • Submit wires during non-business hours to be effective the next business day 

Talk to your Relationship Banker today!

Diann Harger

Diann Carman

SVP Relationship Banking Manager
Chico Area
Phone: (530) 894-4932

Email Diann

Teresa Hines

Teresa Hines

Relationship Banking Officer
Chico Area
Phone: (530) 894-4934

Email Teresa

Christy Davis

Christy Davis

VP Relationship Banking Manager
Redding Area
Phone: (530) 244-2936

Email Christy

Laurie Kee

Laurie Kee

VP Relationship Banking Manager
Oroville Area
Phone: (530) 781-1898

Email Laurie

 

 

Wire Fees:
Fees will apply for outgoing and incoming wire transfers. Please speak with a bank representative for additional information or refer to the Business Online Banking Service Agreement and current Fees and Charges schedule.
Deadlines:
Domestic and International wires initiated by visiting a branch or through other means by 1:00 PM PT, or online by 12:00 PM PT, will be processed that day. Wire transfers initiated after that time (the “cut-off”) or during weekends or Federal holidays will be effective the following business day.

Positive Pay

Detect & Prevent Check Fraud Faster

Positive Pay is a prevention tool that matches a check serial number and amount to an “Issued Check” file that is uploaded by the business. If any information differs, it creates a notification and the check can be paid or declined by you or your staff if the decision is received by 11 AM PST.

Checks brought into the Bank for deposit or cash will also be verified against the Issued Check file. If the item is not on the Issued Check file, an employee will call the point of contact to verify the item.

Benefits:

  • Simple to use
  • Improved control and security
  • Identify and prevent potential fraud
  • Review previous day's check transactions that have cleared your enrolled deposit accounts
  • Initiate the return of suspected fraudulent items

Talk to your Relationship Banker today!

Diann Harger

Diann Carman

SVP Relationship Banking Manager
Chico Area
Phone: (530) 894-4932

Email Diann

Teresa Hines

Teresa Hines

Relationship Banking Officer
Chico Area
Phone: (530) 894-4934

Email Teresa

Christy Davis

Christy Davis

VP Relationship Banking Manager
Redding Area
Phone: (530) 244-2936

Email Christy

Laurie Kee

Laurie Kee

VP Relationship Banking Manager
Oroville Area
Phone: (530) 781-1898

Email Laurie

Business Banking From Anywhere

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