Forward-Looking Statements

Statements concerning future performance, developments or events, expectations for growth and income forecasts, and any other guidance on future periods constitute forward-looking statements that are subject to a number of risks and uncertainties. Actual results are pre-fiscal year-end audit and may differ materially from stated expectations. Specific factors include, but are not limited to, loan production, balance sheet management, expanded net interest margin, the ability to control costs and expenses, interest rate changes and financial policies of the United States government and general economic conditions. The Bank disclaims any obligation to update any such factors.

Contact Information

From time to time, Shareholder Services sends communications to our shareholders, often because we are requesting that information be returned for required filings. For more information visit their website.

Corporate Headquarters

190 Cohasset Road, Suite 170
Chico, CA 95926
(530) 894-1000
www.goldenvalley.bank

Registrar and Transfer Agent

American Stock Transfer Company
6201 15th Avenue
Brooklyn, NY 11219
Shareholder Services: 888-509-4619
www.astfinancial.com

Investor Relations

Investors seeking information about Golden Valley Bank should contact:

Mark Francis, Chief Executive Officer
(530) 894-4920 | mfrancis@goldenvalley.bank

Jessica Shepherd, Administrative Officer
(530) 781-1887 | jshepherd@goldenvalley.bank

Stock Listing

Golden Valley Bancshares Inc. common stock is listed on the Over The Counter Markets system under the symbol “GVYB”. Go to www.otcmarkets.com to gain access.

To inquire about purchase or sale, please contact your broker or Jessica Shepherd.

Independent Public Accountant

Moss Adams, LLP
2882 Prospect Park Drive, Suite 300
Rancho Cordova, CA 95670-6019
(916) 503-8100